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MCA Triage – Cash-Flow & Exit Advisory for MCA Debt | AD2 Consulting

Stop the Daily Cash Bleed from MCA Debt

This service analyzes the true cash-flow impact of MCA debt, identifies which advances are causing the most damage, and determines whether a viable exit path exists—such as negotiated settlements, payment restructuring, temporary stabilization, or, when necessary, an orderly wind-down

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Get a Real Exit Strategy from MCA Debt.

If Merchant Cash advances are draining your business’ cash flow daily or weekly, another cash advance is NOT the answer! AD2 Consulting provides a clear, underwriting-style analysis of your MCA debt, cash flow, and survival options – so you know exactly what can be fixed, what can’t and what to do next.

Get Your MCA Exit Strategy

Who This is For

This Service is Designed for Businesses That:

  • Generate $150K -$2.0M in annual revenue
  • Have daily or weekly MCA payments
  • Are cash-flow constrained or falling behind
  • Feel trapped in a cycle of high-cost debt
  • Need clarity – not another sales pitch

This Service is NOT For:

  • Businesses seeking new MCA funding
  • Anyone expecting guaranteed debt relief
  • Owners NOT willing to face hard financial truths

Why This Works

Most MCA-burdened businesses fail because they

  • Don’t understand how bad the cash-flow damage is
  • Take the wrong action at the wrong time
  • Accept more high-cost debt out of panic

This Service Replaces Panic

Take back control and gain clarity on the best way to restore your cash-flow.

MCA Cash-Flow Triage & Exit Advisory

The service breaks down how MCA debt is actually affecting cash flow, identifies the advances doing the most damage, and clarifies whether any realistic exit options exist—including settlement, restructuring, stabilization, or an orderly shutdown.

Ready to Restore Cash-Flow

MCA Cash-Flow Triage & Exit Advisory Includes:

  1. MCA Cash-Flow Stress Test
    • Total daily/weekly MCA drain
    • MCA Drain Ratio (MDR)
    • Survival window analysis
    • Identification of “killer” advances
  2. Exit Strategy Assessment
    • We determine whether your situation supports:
      • Negotiated settlements
      • Payment restructuring
      • Temporary stabilization
      • Or if an orderly wind-down is the smartest option
  3. Funder Behavior Insight
    • Which MCA funders typically negotiate
    • Which escalate quickly
    • Where leverage may exist (and where it doesn’t)
  4. Immediate Cash-Flow Relief Levers
    • Payment prioritization guidance
    • Non-debt stabilization options
    • Revenue and margin pressure points
  5. 90-Day Survival & Recovery Roadmap
    • What to do now
    • What to do next
    • What NOT to do
    • When (and if) funding becomes realistic


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How it works

We’re here to help you navigate the increasingly complicated process of evaluating and exit high-cost MCA Debt

  1. Signup for Service
    Complete the one-page intake form.
  2. Lookout for email
    After you complete the intake form, you will receive an email with your credentials to the client portal.
  3. Complete Onboarding
    You will be assigned an onboarding checklist. Review and sign the contract and remit payment.
  4. Securely upload Documents
    Upload bank statements and debt schedule.

You’ll receive a call from a Senior Advisor within 24 hours of intake. An MCA Triage Report will follow approximately 5-7 days after intake.

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WHAT THIS SERVICE DOES NOT DO.

We realize there are several MCA debt relief services on the market that over-promise and under-deliver. We are NOT one of them. This service is advisory, analysis, and strategy–nothing more, nothing less.

We Do NOT offer funding

This is not a direct funding service. However, if warranted we facilitate funding.

We do NOT Place MCAs

If another MCA could fix this, you wouldn’t be here.

We do NOT Guarantee Outcomes

Not all scenarios end-well. But we do our best to prepare even for undesired outcomes

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We Do NOT Sugarcoat

You need honesty and integrity, not deceptive broker-language.

Begin Your Journey!

Ready to take your next step?

Don’t let another day, week, or month go by with diminished cash-flow.

Act Now!